Now that we have officially entered the fall season, many of you are wondering how to fit a new wardrobe into your already tight budget. Believe it or not, it is possible.
One thing to keep in mind is that stores often offer promotions if you spend a certain amount of money in a single transaction. For example, if you spend $20, you may receive a voucher for $10 off your next purchase. Split your transactions, buy sale items, and incentives like this can really add up! You can also search online for great deals. Sign up for email alerts from all your favorite stores. Many stores will email you a coupon just for signing up. Combine these tips for maximum savings when you reach the register to avoid robbing the piggy bank.
Another simple option is to not underestimate the versatility of any piece in your wardrobe. A little black dress can be paired with heals and pearls for a hot date, or a cardigan and flats for work. The key is to create a versatile wardrobe with minimum articles of clothing. Check the clearance racks for gems that can be paired with some accessories to create the perfect fall ensemble. That orange tank for $2 may look like it’s made for the beach, but paired with a cardigan, a simple necklace, and that pair of jeans that make your butt look awesome, and you have a great outfit to head out for lunch with your friends!
Speaking of friends, maybe you have some that have a closet full of clothes just gathering dust. Have fun with this by hosting a clothing swap party. Invite your friends to bring some of their unwanted clothing and accessories to trade. You may think that skirt you bought last winter is outdated, but it may be just the thing a friend is looking for. Likewise, your friend may show up with a beautiful gold necklace you just can’t live without. Trade those items and then head to the mall to spoil yourself with the money you have saved thanks to your favorite fashionistas.
If you have followed the above steps, you should still have some money in your budget. Take that money to discount stores to buy some of the staples. Leggings, layering shirts, and solid colored tops are all very easy to find inexpensively. You will save big bucks by incorporating a even few of these items into your wardrobe.
Sprucing up your wardrobe doesn’t have to bankrupt you. There are plenty of opportunities to lower your out of pocket cost while continuing to follow fashion trends. It may take a little bit of planning and creativity, but you will look and feel like a full blown fashionista!
Jessica Johnson is a contributing writer for Policy Expert, a site which helps people save money on insurance.


Hypnotherapy has long been the subject of any number of rumors, myths and untruths. There is something very mysterious about hypnosis and perhaps that’s what leads many to make up their own truths about what they think it is. Some would even say this is a ‘mesmerizing’ topic. However it is now time to explore the myths and tall tales and lay some of the rumors to rest once and for all.

Financial problems and disagreements are the leading cause for divorce in the United States. In a marriage, each partner may have very different views of money and that’s when finances can get tricky. One spouse may not see savings as a priority while the other is strict in spending money. Following a plan can help keep money marriage woes at bay.
